Tax delinquency
Behind on property taxes? You still have options
Delinquent property taxes compound fast and can eventually put your home at risk. There are several ways to resolve it while protecting your equity — let's find the right one.
Four ways to resolve it
The right path depends on your equity, timeline, and goals:
- ✓Cash-offer sale — taxes are paid from escrow; sell as-is.
- ✓Traditional sale — list, sell, and clear the taxes at closing.
- ✓Short-term / bridge loan — for equity-rich homes that need time.
- ✓Second mortgage or HELOC — tap equity to pay the balance.
Why acting early matters
California property taxes carry steep penalties the longer they go unpaid:
- ✓Installments become delinquent around December 10 and April 10.
- ✓A 10% penalty is added to each late installment.
- ✓Unpaid taxes go into default on July 1.
- ✓After default, penalties accrue at 1.5% per month — about 18% per year.
- ✓Eventually the county gains 'power to sell' the property at auction.
How we help
We start with a review of your taxes and equity, walk through a strategy on a quick call, build an action plan, and execute it — so the problem gets solved before penalties do more damage.
Ready when you are
Questions? Call or text Andrew at (760) 801-6550 — no pressure, no obligation.
For sellers