2308 Loker Way, Oceanside, CA — $1,849,900

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About this home

This new two-story home features a bedroom and bathroom off the entry, leading to a spacious and flexible open-concept layout adjacent to an inviting California Room for simple indoor-outdoor living. On the second floor, a versatile loft provides a shared living space near three bedrooms and a luxurious owner's suite, complete with access to a full bathroom, walk-in closet and covered deck. Signal Point is a new community of single-family homes featuring spacious floorplans with large yards in coastal and modern designs, coming soon to Oceanside, CA. This community has a low tax rate and no Mello-Roos!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

📋 Assessed value$1,893,044

🏫 School districtOceanside Unified School District

MLS #250043636SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$11,589

Principal & interest$9,354

Property tax$1,696

Home insurance$540

Down payment: $369,980Loan: $1,479,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.