1664 Whitmore Loop, Chula Vista, CA — $879,000

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About this home

Modern Luxury Meets Master-Planned Excellence in Cota Vera. Experience contemporary living in this stunning, nearly new residence (built 2022) in Chula Vista s premier Cota Vera community. Offering 1,947 sq. ft., this thoughtfully curated floor plan features 4 bedrooms and 3 full baths, including a coveted main-level bedroom and full bathroom ideal for guests or a home office. The heart of the home is an expansive open-concept great room that flows effortlessly into a chef-inspired kitchen. Upstairs, a versatile loft provides the perfect secondary living space, leading to a serene primary suite with a spa-like ensuite. Sustainable living is easy with solar, central AC, and modern finishes throughout. Enjoy resort-style amenities, including a sparkling pool and clubhouse, all within minutes of Otay Lakes, local dining, and easy CA-125 access.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$767,000 · Nov 2022

📋 Assessed value$813,437

💵 Annual tax$14,620

🏫 School districtSweetwater Union High School District

MLS #PTP2604134MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

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VA loan (no PMI)

Estimated total monthly payment

$5,507

Principal & interest$4,445

Property tax$806

Home insurance$256

Down payment: $175,800Loan: $703,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.