276 N El Camino Real #178, Oceanside, CA — $370,000

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About this home

ULTRA PRIVATE, QUIET LOCATION. HUGE WINDOWS PROVIDE STUNNING LAKE AND GREENBELT VIEWS FROM YOUR LIVING ROOM AND KITCHEN!! THIS SPACIOUS TRIPLE WIDE HAS REFURBISHED KITCHEN, BATHROOMS. DUAL PANE WINDOWS, STAINED GLASS ENTRY DOORS, EXTRA WIDE CAR PORT DRIVEWAY. WIDE, OPEN FLOOR PLAN. HIGH CEILINGS WITH RAFTERS AND SKYLIGHTS! SIT IN THE LIVING ROOM AND WATCH THE DUCKS SWIM BY. YOU HAVE 55+ RESORT STYLE COMMUNITY HAS HEATED POOL/SPA/TENNIS COURT, LIBRARY, POOL TABLES CARD ROOMS, BANQUET HALL AND IS ABOUT 4 MILES FROM SANDY BEACHES. CLOSE TO GROCERY STORES, RESTAURANTS, TRANSPORTATION AND MEDICAL SERVICES. RENT CONTROL COMMUNITY SPACE RENT IS $748.00 MO.

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Public-record history for this property.

🌊 Flood zoneA99 / High Risk

🏷 Last sold$64,000 · Aug 1988

📋 Assessed value$210,324

💵 Annual tax$2,227

🏫 School districtOceanside Unified School District

MLS #230023962SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone A99 — high flood risk (insurance typically required)

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$2,318

Principal & interest$1,871

Property tax$339

Home insurance$108

Down payment: $74,000Loan: $296,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.