1161 12th St #63, Imperial Beach, CA — $1,045,000

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About this home

Rare Imperial Beach duplex just minutes from the coast! Offering two spacious 2-bedroom, 1-bath residences, each with its own private garage and yard, this versatile property is ideal for investors, multi-generational living, or owner-occupants seeking rental income. The rear unit features convenient alley access, enhancing privacy and accessibility. Situated just 1.5 miles from the Imperial Beach Pier and beautiful sandy beaches, you'll enjoy the best of coastal living with nearby dining, shopping, parks, and recreation. A unique opportunity to own an income-producing property in one of San Diego's fastest-growing beach communities.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

📋 Assessed value$817,017

💵 Annual tax$10,859

🏫 School districtSweetwater Union High School District

MLS #PTP2604929

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$6,547

Principal & interest$5,284

Property tax$958

Home insurance$305

Down payment: $209,000Loan: $836,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.