4854 Del Mar Ave, San Diego, CA — $1,500,000

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About this home

Rarely available, Ocean Beach historical cottage, built in 1930 is located west of Sunset Cliffs a mere block from the ocean! Features include: 1,338 sqft., two bedrooms, 2 full bathrooms, original wood floors, charming front yard garden, rear yard has patio area, detached rec room with a 1/2 bath and shed. Upstairs sun deck has an enclosed room and a room above the main house with a 1/2 bath. This Historical home has The Mills Act, which offers Substantial Property Tax Reduction. Very close to restaurants, shops and all that OB living has to offer!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$165,000 · Nov 1994

📋 Assessed value$221,274

💵 Annual tax$3,302

🏫 School districtSan Diego City Unified School District

MLS #260013163

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$9,397

Principal & interest$7,585

Property tax$1,375

Home insurance$438

Down payment: $300,000Loan: $1,200,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.