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4419 Mississippi St #231 / 74 · Click to zoom

About this home

LOCATION! 4419-4423 Mississippi St is a beautifully upgraded 4-unit property located in the heart of highly desirable University Heights. The property features a front 3 bed / 1 bath home and three rear units, all 2 bed / 1 bath, including a private cottage and an upstairs/downstairs duplex with mirror-image layouts. The rear units have been fully updated, offering modern finishes and strong rental appeal.Over $300,000 in recent capital improvements include a new roof and gutters, upgraded 400-amp electrical panels, remodeled kitchens and bathrooms with quartz countertops and stainless steel appliances, new plumbing and sewer line, updated flooring, windows, lighting, and fresh interior/exterior paint. Additional improvements include new concrete with added patio space and parking with a gated alley entrance. Located just steps from popular restaurants, coffee shops, and neighborhood hotspots, this property offers exceptional walkability and consistent tenant demand. With significant upgrades already completed and strong projected rental income, this is a rare opportunity for investors or owner-occupants to secure a high-performing asset in one of San Diego's most sought-after neighborhoods.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,593,000 · Jun 2025
📋 Assessed value$1,624,860
💵 Annual tax$7,905
🏫 School districtSan Diego City Unified School District

MLS #260006617SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$14,409
Principal & interest$11,630
Property tax$2,108
Home insurance$671
Down payment: $460,000Loan: $1,840,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.