809 Santa Clara Pl #11, San Diego, CA — $1,850,000

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About this home

Ideal location steps to ocean, bay, restaurants, shopping and endless coastal recreation. Lower unit is a 970 s.f. 2BR/1BA featuring 2 car garage off alley, fireplace and washer/dryer. Upper unit is a 935 s.f. 2BR/2BA featuring 2 front parking spots, 2 masters suites and spacious private rooftop deck perfect for enjoying ocean view and sunsets. Ideal as an income producing investment, vacation retreat or primary residence while enjoying iconic Mission Beach. Purchase these two units on one lot and start enjoying Mission Beach's most desirable characteristics featuring beautiful beach and excellent weather. Projected rents are $4,500 and $4,000 to total $8,500.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneAE / High Risk

🏷 Last sold$985,000 · Nov 2020

📋 Assessed value$882,306

💵 Annual tax$11,322

🏫 School districtSan Diego City Unified School District

MLS #260015854

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone AE — high flood risk (insurance typically required)

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$11,590

Principal & interest$9,355

Property tax$1,696

Home insurance$540

Down payment: $370,000Loan: $1,480,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.