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782 3rd St #881 / 18 · Click to zoom

About this home

Beachside investment opportunity in the heart of Imperial Beach. This duplex features two 1-bedroom, 1-bath units within one building, ideally situated on a corner lot just two blocks from the beach. Each unit offers an enclosed private patio, creating comfortable outdoor living space, along with one assigned off-street parking space. Recent improvements include newer white picket fencing, fresh exterior paint completed in 2026, and modest interior updates featuring some dual pane windows and refreshed bathroom finishes. Whether seeking an income-producing property, coastal getaway, or long-term investment, this charming duplex offers an exceptional Imperial Beach opportunity.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$507,132
💵 Annual tax$7,079
🏫 School districtSweetwater Union High School District

MLS #260012993

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$5,006
Principal & interest$4,040
Property tax$732
Home insurance$233
Down payment: $159,800Loan: $639,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.