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540 F St1 / 42 · Click to zoom

About this home

Plans submitted to City for ADU garage conversion (4th Unit). Fully renovated 3-unit property in a desirable Chula Vista neighborhood ideal for investors or multigenerational living. Front unit is a renovated 3BR/2BA single-family residence with modern finishes and private front yard. Rear two-story duplex features two renovated 1BR/1BA units with functional floor plans, walk-in closets, and new stainless steel appliances. Property includes a spacious common area, detached 2-car garage with high ceilings, and off-street parking. Excellent ADU opportunity through garage conversion with plans already completed and ready for city submission. Designated yard area for future ADU has already been fenced. Strong rental and long-term value-add potential.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,025,000 · Nov 2025
📋 Assessed value$1,025,000
💵 Annual tax$6,446
🏫 School districtSweetwater Union High School District

MLS #260012036SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$10,494
Principal & interest$8,470
Property tax$1,535
Home insurance$489
Down payment: $335,000Loan: $1,340,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.