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4532 Long Branch Ave #341 / 12 · Click to zoom

About this home

Rare Ocean Beach duplex just blocks from the sand. This 4,175 sq ft parcel features two detached cottages: a charming 2-bedroom, 1-bath front unit with yard space - ideal for an owner-occupant - and a private 1-bedroom, 1-bath rear cottage with its own patio. Both carry classic OB character with clear room to renovate and push rents in one of the city's tightest coastal markets. For the value-add investor, both cottages offer straightforward renovation upside, with the added opportunity to build up to two additional Adu units on the parcel. For the visionary buyer, demo the front cottage and build a custom single-family residence designed to capture the ocean views this elevation affords, while retaining the rear cottage as a rental or guest unit.

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$88,000 · Dec 1983
📋 Assessed value$1,290,096
💵 Annual tax$2,872
🏫 School districtSan Diego City Unified School District

MLS #260012175SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

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Estimated total monthly payment
$10,494
Principal & interest$8,470
Property tax$1,535
Home insurance$489
Down payment: $335,000Loan: $1,340,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.