4865 Voltaire St #71, San Diego, CA — $1,950,000

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About this home

***Seller Financing Available @ 5% Interest Only*** The Voltaire Street Cottages, four coastal units blocks from the ocean and steps from coffee shops, surf boutiques, yoga and restaurants in Ocean Beach San Diego. The property consists of two detached 2bed/1bath cottages and one duplex with two 1bed/1bath units situated on a 4,259 SF parcel zoned CC-4-2. The premium zoning allows for mixed-use and higher-density development, offering flexibility for future expansion. The property features private yards, washer/dryer in select units and gated ingress and egress. In addition, the seller has completed ADU feasibility studies, outlining options to add 1-10 additional units and has obtained permits to add a 1bed/1bath ADU.

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$1,950,000 · Jul 2023

📋 Assessed value$2,028,780

💵 Annual tax$25,459

🏫 School districtSan Diego City Unified School District

MLS #260012533

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$12,217

Principal & interest$9,860

Property tax$1,788

Home insurance$569

Down payment: $390,000Loan: $1,560,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.