4568 Winona Ave #70, San Diego, CA — $1,195,000

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About this home

Great opportunity to own two charming cottages sited on street-to-alley lot in the heart of Talmadge. Each unit features their own private patio, hardwood floors, updated appliances (including washer/dryer), and period architectural details throughout. Front unit is 2br/1ba, measuring 830sf, and rear unit is 1br/1ba, measuring 805sf. Adjacent to the 2-car garage are two non-covered spaces off the alley. Unique opportunity for various investment scenarios whether owner-occupant or future development.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$580,000 · Jan 2015

📋 Assessed value$711,002

💵 Annual tax$9,436

🏫 School districtSan Diego City Unified School District

MLS #260016832SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$7,487

Principal & interest$6,043

Property tax$1,095

Home insurance$349

Down payment: $239,000Loan: $956,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.