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849 22nd St1 / 41 · Click to zoom

About this home

"Historic Golden Hill Treasure, 8 Updated Studios Wrapped in Old San Diego Charm." WHAT WE LOVE: This is not your typical 8-unit. It doesn't feel like a box, it feels like a piece of Golden Hill history that just happens to produce income. Set up like a classic San Diego home with a true street presence, front approach, and multiple outdoor common areas, the property delivers something investors rarely get, character. All eight studios have been variously updated, giving the next owner a clean starting point without the heavy lift. It is the kind of opportunity that checks both sides of the equation, strong usability today with a vibe that tenants actually want to live in, which helps keep demand consistent and turnover low.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$150,000 · Jul 1983
📋 Assessed value$321,641
💵 Annual tax$4,063
🏫 School districtSan Diego City Unified School District

MLS #260006538

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$15,650
Principal & interest$12,631
Property tax$2,290
Home insurance$729
Down payment: $499,600Loan: $1,998,400

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.