1859 Posh Ln, Chula Vista, CA — $789,900 | SoCal Realty & Investments

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About this home

ASSUMABLE VA LOAN OPTION : 2.5% INTEREST RATE | CURRENT PAYOFF AMOUNT : $558,255.35 Experience modern luxury at 1859 Posh Ln, a stunning detached residence nestled in the highly sought-after Millenia community of Otay Ranch. Built in 2021, this beautifully appointed 4-bedroom, 3-bath home offers 1,681 square feet of sophisticated living, featuring a desirable first-floor bedroom and full bath, an open-concept layout, designer finishes, and a chef-inspired kitchen with quartz countertops, stainless steel appliances, and an oversized island perfect for entertaining. Enjoy effortless indoor-outdoor living with a private patio and access to resort-style amenities including a sparkling pool, spa, parks, playgrounds, and scenic walking paths. Ideally located just moments from premier shopping, dining, top-rated schools, and major commuter routes, this exceptional home blends style, comfort, and convenience in one of Chula Vistas most desirable communities. Welcome home

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

📋 Assessed value$674,828

💵 Annual tax$9,994

🏫 School districtSweetwater Union High School District

MLS #NDP2606442

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$4,949

Principal & interest$3,994

Property tax$724

Home insurance$230

Down payment: $157,980Loan: $631,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.