1390 Santa Victoria Rd #4, Chula Vista, CA — $730,000

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About this home

Welcome to Montecito Village in Otay Ranch! This highly sought-after, 6-year-young townhome offers 1,573 sq. ft. of modern living space, featuring 3 bedrooms plus a versatile optional 4th bedroom, and 3.5 bathrooms. Highlights You'll Love: Flexible Layout: Includes a convenient downstairs bedroom with its own bathroom-perfect for guests, in-laws, or a home office. Parking & Storage: Attached 2-car garage. Resort-Style Living: Enjoy exclusive access to incredible community amenities, including sparkling pools and lounging areas. Don't miss out on this turnkey gem in one of Chula Vista's premier neighborhoods!

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$470,000 · Jul 2020

📋 Assessed value$518,903

💵 Annual tax$5,936

🏫 School districtSweetwater Union High School District

MLS #260016026SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$4,573

Principal & interest$3,691

Property tax$669

Home insurance$213

Down payment: $146,000Loan: $584,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.