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4134 Vela Way1 / 38 · Click to zoom

About this home

Price improved for this desirable home! Welcome to Mission Lane! Spacious and beautifully designed with 4 bedrooms and 3 baths and a generous upstairs loft perfect for home office or additional living space. located in the highly sought after Mission Lane Community. This large floor plan offers exceptional flexibility and comfort, featuring a convenient downstairs bedroom and full bath perfect for guests, multi-generational living or home office. Situated in one of the better locations within the community, this property offers added privacy with no neighbors on one side. Mission Lane offers year-Round heated pool, barbecuing area tot-lot and more all with low HOA fees and no Mello Roos. Mission Lane is known for its family friendly atmosphere and well-maintained surroundings, making it an ideal place to call home.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$675,036
💵 Annual tax$7,352
🏫 School districtOceanside Unified School District

MLS #260014366

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$5,125
Principal & interest$4,136
Property tax$750
Home insurance$239
Down payment: $163,600Loan: $654,400

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.