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4136 Palomar Way1 / 54 · Click to zoom

About this home

Seller is willing to cover closing costs or pay to buy down the interest rate for qualified buyers, creating an excellent opportunity for lower monthly payments. Tastefully updated and move-in ready, this beautifully maintained 2019-built home features new first-floor flooring, fresh interior paint, new appliances, kitchen upgrades, a new tankless water heater with water softener, and EV charging capability with a NEMA 14-50 outlet. A full bedroom and bathroom on the first floor provides flexibility for multigenerational living, guests, a home office, or gym, while the upstairs loft creates an ideal second living area, media room, playroom, or workspace. Situated on a desirable corner lot, the backyard has been enhanced with turf, pavers, and garden space, creating a low-maintenance outdoor retreat perfect for relaxing, entertaining, or enjoying the Southern California sunshine. Residents enjoy Mission Lane's resort-style amenities, including a pool, spa, BBQ areas, playground, expansive green spaces, and walking paths. Conveniently located just minutes from Oceanside's beaches, shopping, dining, major commuter routes, and Camp Pendleton, this VA- and FHA-approved community also offers the added benefit of no Mello-Roos. A rare opportunity to own newer construction in one of Oceanside's most desirable and conveniently located communities.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$562,000 · May 2019
📋 Assessed value$626,572
💵 Annual tax$4,941
🏫 School districtOceanside Unified School District

MLS #NDP2606035MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$4,981
Principal & interest$4,020
Property tax$729
Home insurance$232
Down payment: $159,000Loan: $636,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.