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35829 Bay Sable Ln1 / 55 · Click to zoom

About this home

Welcome to this exceptional, extensively upgraded home on a cul-de-sac in the highly sought-after Horse Creek Ridge community of Fallbrook. Designed for modern living, this spacious 3 car home features a desirable first-floor bedroom suite, abundant natural light, generously sized bedrooms, and a luxurious primary retreat with a spa-inspired bath, soaking tub, separate shower, dual vanities, and an oversized walk-in closet. The open-concept floor plan showcases luxury vinyl plank flooring, quartz countertops, designer lighting, a butler's pantry, office nook, oversized sliding glass door, floor-to-ceiling shiplap fireplaces in the living room and primary suite, plantation shutters, Roman shades, ceiling fans throughout, and a versatile loft. The beautifully landscaped backyard is perfect for entertaining with an expansive patio, spa and gazebo, pre-plumbed outdoor kitchen, tropical landscaping, and SMART irrigation. Premium upgrades include owned solar, whole-house fan, water softener, Tesla 220V EV charger, epoxy garage floors, built-in garage storage, SMART garage door opener, Lorex security cameras, upgraded insulation, HVAC UV air purification, decorative security screen door, and perwired exterior outlets for holiday lighting. The downstairs suite includes a queen-size Murphy bed, offering flexibility for guests or multigenerational living. Move-in ready and loaded with upgrades! Residents of HCR enjoy an array of community amenities, including two resort style swimming pools, clubhouse, basketball, hiking trails, sports park, BBQ grils, and tons of outdoor enjoyment.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$634,500 · May 2020
📋 Assessed value$707,352
💵 Annual tax$10,965
🏫 School districtFallbrook Union High School District

MLS #260017883SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$6,252
Principal & interest$5,046
Property tax$915
Home insurance$291
Down payment: $199,600Loan: $798,400

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.