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35309 Kinsky Way1 / 62 · Click to zoom

About this home

Welcome to this beautifully upgraded, energy-efficient smart home built in 2019, ideally situated on a premium corner lot in the highly sought-after Horse Creek Ridge community! This spacious 4-bedroom, 3-bath home with a versatile upstairs loft offers the perfect blend of style, comfort, and functionality. Whether you need a home office, media room, playroom, or second family room, the loft provides flexible living space to fit your lifestyle. The thoughtfully designed floor plan also includes a downstairs bedroom and full bath, making it ideal for guests or multigenerational living. The open-concept kitchen is the heart of the home and showcases premium 3cm granite countertops, upgraded shaker-style cabinetry, abundant storage, and a large island that flows seamlessly into the dining and living areas-perfect for entertaining or everyday living. The downstairs bathroom has been elegantly upgraded with marble countertops. Luxury vinyl plank flooring throughout the main level, upgraded carpet upstairs, soaring ceilings, and abundant natural light create a warm and inviting atmosphere. Upstairs you'll find generously sized bedrooms, the spacious loft, and a conveniently located laundry room. Designed for both comfort and efficiency, this smart home includes solar, dual-zone A/C, a tankless water heater, water softener, reverse osmosis filtration system, and modern energy-efficient features to help keep utility costs low.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$450,000 · Jan 2019
📋 Assessed value$512,004
💵 Annual tax$7,627
🏫 School districtFallbrook Union High School District

MLS #260018384

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$4,379
Principal & interest$3,535
Property tax$641
Home insurance$204
Down payment: $139,800Loan: $559,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.