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4060 Huerfano Ave #1131 / 32 · Click to zoom

About this home

Incredible opportunity to own a beautifully renovated 1-bedroom condo in the highly desirable Bay Ho community. Whether you're a first-time buyer or investor, this turnkey home delivers coastal convenience and strong value. Bright and completely refreshed, this home features stunning luxury vinyl plank flooring, sleek quartz countertops, and all-new stainless steel appliances. The thoughtful layout maximizes storage, offering plenty of cabinet space in both the living area and the bedroom. The updated bathroom serves as a comfortable retreat, featuring a spacious vanity and a shower/tub combo. Step outside to your private balcony to enjoy the coastal breeze, or take advantage of the fantastic community amenities, which include a sparkling pool, jacuzzi, BBQ area, and a scenic deck area complete with a bay view! You simply can't beat this location. A quick 5-minute drive connects you to local restaurants, Costco, and major freeways. Plus, you are just moments away from local beaches, Belmont Park, Fiesta Island, and everything else San Diego has to offer.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$311,000 · Jan 2026
📋 Assessed value$416,160
💵 Annual tax$5,138
🏫 School districtSan Diego City Unified School District

MLS #260007654

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$2,349
Principal & interest$1,896
Property tax$344
Home insurance$109
Down payment: $75,000Loan: $300,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.