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2221 Capistrano Way #31 / 29 · Click to zoom

About this home

Take advantage of a rare assumable FHA loan at just 4.75%, offering qualified buyers the opportunity for significant monthly payment savings compared to current market rates. Welcome to this beautifully maintained, move-in ready, two-story townhome offering a desirable open-concept floor plan and resort-style amenities. Ideally situated with views overlooking the community pool and spa, this home provides a relaxing backdrop from the main living areas. Interior highlights include a custom oversized kitchen island with a built-in wine rack, quartz countertops, luxury vinyl plank flooring, newer carpet, an in-unit laundry room, a private front patio, and ceiling fans throughout. The community offers exceptional amenities, including parks, a clubhouse, community center, and a dog park, making it easy to enjoy an active outdoor lifestyle. Parking is a standout feature with an attached two-car garage plus additional permitted parking. Conveniently located near shopping, dining, parks, walking trails, Otay Lake, and easy freeway access, this home combines comfort, convenience, and an outstanding location.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$660,000 · Aug 2022
📋 Assessed value$700,394
💵 Annual tax$11,336
🏫 School districtSweetwater Union High School District

MLS #260017440SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$4,379
Principal & interest$3,535
Property tax$641
Home insurance$204
Down payment: $139,800Loan: $559,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.