5610 Dorothy Dr, San Diego, CA — $4,200,000

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About this home

Two adjacent parcels totaling 13,200 SF with 4 units total, zoned RM-3-9 within the College Area Community Plan Update - a designated Transit Priority Area (TPA) and Sustainable Development Area (SDA). Base zoning supports 23+ units by right at 1 unit per 600 SF, with additional density available through state and local bonus programs. TPA eliminates parking minimums and unlocks density bonus eligibility; SDA supports higher-intensity infill. Currently operating as student rentals - each property (SFR + attached ADU) is master-leased as a single unit. 5602 Dorothy Dr (7BR/3BA, 2,111 SF) leases at $11,600/month through 25/26, stepping up to $11,800/month for 26/27. 5610 Dorothy Dr (7BR/4BA, 2,500 SF) leases at $11,600/month through 25/26, stepping up to $11,850/month for 26/27 - totaling $23,200/month currently, escalating to $23,650/month with no lease-up risk.

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$560,000 · Jul 2015

📋 Assessed value$804,999

💵 Annual tax$10,461

🏫 School districtSan Diego City Unified School District

MLS #260012515SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$26,312

Principal & interest$21,237

Property tax$3,850

Home insurance$1,225

Down payment: $840,000Loan: $3,360,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.