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4614 Winona Ave1 / 40 · Click to zoom

About this home

Stunning remodel in the heart of Talmadge with a HUGE backyard and oversized primary suite. Great ADU potential! Not a typical cosmetic flip: Every major system has been repaired replaced or upgraded roof, plumbing, electrical, electric panel, foundation, heating & air, windows, water heater and the finish work matches. A fully reimagined floor plan allows for modern flow and a warm & welcoming space. Quartz counters, oversized island, stainless appliances, hardwood floors, and a primary suite that actually feels like one. The 7,000 SF lot has mature citrus and fig trees, all-new fencing, alley access, and serious ADU potential. Attached garage, large driveway, no HOA. Talmadge delivers the rest historic charm, great neighbors, and central access to everything San Diego.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,030,000 · Jan 2026
📋 Assessed value$1,050,600
💵 Annual tax$1,898
🏫 School districtSan Diego City Unified School District

MLS #NDP2604958MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$7,487
Principal & interest$6,043
Property tax$1,095
Home insurance$349
Down payment: $239,000Loan: $956,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.