3620 Cowley Way, San Diego, CA — $1,145,000

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About this home

Check out this sought-after SOUTH-WEST and convenient location in Bay Park! A wonderful four-bedroom delight with two full baths. Plus, a 12x20' Sunroom (not in sq.ft.), flexible one-story floorplan. Walk-in closet in primary and 2nd bedroom. The backyard is stone-terraced with flowers and lovely greenery. This street of homes is reviving in every way. Come and see and bring your gardening ideas to fruition. EZ access to shopping, Mission Bay, sandy Beaches, 5 Freeway and beyond!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

📋 Assessed value$865,943

💵 Annual tax$11,094

🏫 School districtSan Diego City Unified School District

MLS #NDP2606176MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$7,173

Principal & interest$5,790

Property tax$1,050

Home insurance$334

Down payment: $229,000Loan: $916,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.