4222 Moraga Ave, San Diego, CA — $1,600,000

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About this home

Promising a beach and bay lifestyle at a fraction of the cost, this spacious 1950's ranch style home with a very private back yard was updated in the 1980s to maximize views and living area. Featuring a large open concept living area, a spacious back yard, and peekaboo views of Mt. Soledad, Mission Bay, and the Pacific Ocean from the 2nd story owner's bedroom suite. The property is within walking distance to nearby schools, parks, trolley station, and shopping areas, and only 1.5 miles (appx) from De Anza cove in Mission Bay Park.

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$679,000 · Feb 2007

📋 Assessed value$927,858

💵 Annual tax$11,941

🏫 School districtSan Diego City Unified School District

MLS #230016966SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$10,024

Principal & interest$8,090

Property tax$1,467

Home insurance$467

Down payment: $320,000Loan: $1,280,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.