3946 Division St, San Diego, CA — $600,000

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About this home

VACANT AND MOVE -IN READY! Opportunity in the heart of San Diego! This charming home is located just minutes from Naval Base San Diego, Downtown, major freeways. This house is on raised foundation, a flexible layout with excellent potential for homeowners, investors, or those looking for additional income possibilities. The outdoor space provides options for entertaining, gardening, creating a private retreat, or maximizing the property's use. We have maintained all of the house in good condition including the windows, roof, sewer connections, upgraded main electrical panel and solar.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$90,500 · Jun 2005

📋 Assessed value$487,828

💵 Annual tax$6,456

🏫 School districtSan Diego City Unified School District

MLS #260016381SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$3,759

Principal & interest$3,034

Property tax$550

Home insurance$175

Down payment: $120,000Loan: $480,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.