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1858 Monaco Dr1 / 49 · Click to zoom

About this home

Welcome to this charming townhome in the highly desirable Hillsborough/Belleme community of Otay Ranch in Chula Vista. This beautifully maintained residence features 3 spacious bedrooms, 2.5 bathrooms, and an upgraded kitchen with granite countertops, white cabinetry, stainless steel appliances, ample storage, and a functional layout designed for everyday living. Step inside to an inviting open-concept floor plan filled with abundant natural light, creating a warm and welcoming atmosphere perfect for both relaxing and entertaining. The spacious living room showcases a cozy fireplace, upgraded plantation shutters, a ceiling fan, and enhanced lighting, while the dining area is highlighted by an updated light fixture that adds a stylish touch. One of the townhome's standout features is its expansive outdoor living space, among the largest in the community. Located directly across the street from Santa Venetia Park in Otay Ranch, the home enjoys beautiful park views, a vibrant neighborhood setting, and nearby guest parking. The spacious outdoor areas are perfect for entertaining, outdoor activities, gardening, or gathering with family and friends while enjoying the open views and everything the park has to offer. Residents of the Belleme community enjoy resort-style amenities, including a sparkling pool, spa, playground, and beautifully maintained common areas. Ideally located directly across from the community amenities and just minutes from a neighborhood convenience market, Top-rated Schools, parks, walking trails, Otay Ranch Town Center, shopping, dining, and easy freeway a

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$413,000 · Apr 2018
📋 Assessed value$479,314
💵 Annual tax$8,006
🏫 School districtSweetwater Union High School District

MLS #SW26150453

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
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Estimated total monthly payment
$4,379
Principal & interest$3,535
Property tax$641
Home insurance$204
Down payment: $139,800Loan: $559,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.