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1164 Benecia Ct1 / 48 · Click to zoom

About this home

Nestled on a quiet cul-de-sac in the highly desirable Otay Ranch community, this beautifully maintained home offers exceptional curb appeal, an extended driveway, and a private backyard designed for year-round enjoyment. The outdoor space features a covered patio, mature palm trees, and a combination of lush lawn and low-maintenance landscaping. The light-filled open floor plan showcases a gourmet kitchen with granite countertops, built-in appliances, and a large center island overlooking the spacious family room ideal for everyday living and entertaining. The main level includes a bedroom and full bath, perfect for guests, multigenerational living, or a home office. Upstairs, the expansive primary suite offers dual vanities, a soaking tub, separate walk-in shower, and a generous walk-in closet. Additional bedrooms and a versatile loft provide flexible living space for a home office, media room, playroom, or gym. Ideally located near top-rated schools, parks, shopping, dining, and convenient access to SR-125. Residents enjoy desirable HOA amenities, adding to the exceptional lifestyle this sought-after community has to offer. A rare opportunity to own a beautiful home in one of Otay Ranch s most desirable neighborhoods.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$851,000 · Dec 2020
📋 Assessed value$939,570
💵 Annual tax$15,019
🏫 School districtSweetwater Union High School District

MLS #PTP2605665MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$7,762
Principal & interest$6,265
Property tax$1,136
Home insurance$361
Down payment: $247,800Loan: $991,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.