1738 Lone Tree Rd, Chula Vista, CA — $1,000,000

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About this home

Welcome to 1738 Lone Tree Road-a fresh single-level home nestled in the highly sought-after Montecito community at Lomas Verdes in Otay Ranch. Set on a private, beautifully landscaped lot with mature trees and garden, this home offers a peaceful outdoor sanctuary that feels tucked away-yet remains convenient and close to everything. Inside, you'll find a bright, spacious layout featuring 3 bedrooms plus a dedicated office. With brand-new carpet and a touch of fresh paint, the home feels crisp, clean, and ready for its next chapter.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$970,000 · Jun 2025

📋 Assessed value$970,000

💵 Annual tax$7,590

🏫 School districtSweetwater Union High School District

MLS #250026817SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$6,265

Principal & interest$5,057

Property tax$917

Home insurance$292

Down payment: $200,000Loan: $800,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.