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1213 Morgan Hill Dr1 / 22 · Click to zoom

About this home

LOW HOA - 2 BEDROOMS DOWNSTAIRS - PAID 27 SOLAR PANELS - TESLA WALL CHARGER. A fully permitted downstairs studio conversion with private entrance and its own laundry currently rents for $1,500/month. Inside, two-story ceilings and a bank of upper windows pour light into the formal living and dining rooms. The kitchen anchors the center of the home: granite slab counters, an oversized island seating four, stainless double ovens, and a gas cooktop, opening to a warm family room with brick fireplace. A full bedroom and full bath sit downstairs. Upstairs, the vaulted primary suite offers dual vanities, a soaking tub, separate shower, and walk-in closet, with additional bedrooms and a flex/bonus room alongside. The backyard actually produces raised planter beds with an established vegetable and fruit garden, mature citrus, terraced retaining walls, stamped concrete, a pergola-covered lounge, and a stacked-stone gas fire pit. Whole-home water filtration and softener. Tesla wall charger in the attached two-car garage. Minutes to Otay Ranch parks, trails, and shopping.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$420,000 · Feb 2003
📋 Assessed value$659,486
💵 Annual tax$8,965
🏫 School districtSweetwater Union High School District

MLS #PTP2605421MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$7,706
Principal & interest$6,220
Property tax$1,128
Home insurance$359
Down payment: $246,000Loan: $984,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.