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686 Seacoast Dr1 / 54 · Click to zoom

About this home

Seller shall pay for 1 year of HOA payment for an accepted offer prior to August 15th, 2026. Experience true coastal living in this stunning tri-level beachside retreat in Imperial Beach. Just steps from the sand, simply open your garage and you're there! This home offers the ultimate blend of location, space, and breathtaking ocean views. Inside, you're welcomed by a light-filled interior with a fresh coastal aesthetic, featuring soft gray tones, crisp white crown molding, and bright baseboards throughout. The main living area is warm and inviting, centered around a cozy fireplace and designed for both relaxing and entertaining. The beautifully updated kitchen is a standout, featuring stainless steel appliances and a spacious center island equipped with a gas cooktop and hood, along with ample storage and drawers, perfect for gathering and everyday living. Coastal-inspired finishes, including gray cabinetry and a clean white backsplash, complete the modern yet beachy feel. With a thoughtfully designed tri-level layout, the home offers both flexibility and privacy. Two bedrooms are conveniently located on the first floor, while the spacious primary suite is on the second level, featuring stunning ocean views that create a peaceful retreat. The top floor is a true bonus space, complete with a built-in bar and access to a view deck, ideal for entertaining or enjoying sunsets over the Pacific.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$830,000 · Aug 2016
📋 Assessed value$982,544
💵 Annual tax$13,294
🏫 School districtSweetwater Union High School District

MLS #260006516SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$8,138
Principal & interest$6,568
Property tax$1,191
Home insurance$379
Down payment: $259,800Loan: $1,039,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.