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627 13th St #231 / 32 · Click to zoom

About this home

VA Approved! Tucked away in the desirable Bayside Villas community, this inviting home offers peaceful privacy with no neighbors behind and serene views of the surrounding nature preserve. The main level features a welcoming living room with a cozy gas fireplace, an open kitchen, a convenient half bath, and a spacious under-stair storage area. Step out onto the private balcony and enjoy tranquil views of the natural landscape. Newer appliances and in-unit laundry add to the home's comfort and convenience. Upstairs, both bedrooms are generously sized and feature their own en-suite bathrooms, providing ideal privacy and functionality. The home also includes two assigned parking spaces. HOA dues include access to the pool and hot tub, water/sewer/trash are all covered. Ideally located within walking distance to restaurants, grocery, and amenities, and near the Naval Base, Ferry Landing, J Street Marina, Otay River Valley Trail, scenic bike paths, the beach, and easy access to Interstate 5, this home offers the perfect combination of convenience, outdoor recreation, and a peaceful setting. VA and FHA approved complex.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneAE / High Risk
🏷 Last sold$525,000 · Feb 2022
📋 Assessed value$568,274
💵 Annual tax$6,739
🏫 School districtSweetwater Union High School District

MLS #260015678

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone AE — high flood risk (insurance typically required)

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$3,471
Principal & interest$2,801
Property tax$508
Home insurance$162
Down payment: $110,800Loan: $443,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.