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1045 S Magnolia Ave1 / 45 · Click to zoom

About this home

Welcome to 1045 S. Magnolia Ave., El Cajon a spacious, energy-efficient home offering the perfect blend of comfort, functionality, and future potential. With 4 bedrooms, 2.5 bathrooms, and 2,112 square feet of living space, this thoughtfully maintained property is ideal for growing families, multi-generational living, or anyone looking for extra space to live, work, and entertain. Designed with efficiency in mind, this home features owned solar with a 17-panel, 300-watt-per-panel system installed in 2017 and backed by a 25-year warranty, helping keep energy costs low for years to come. Additional eco-friendly upgrades include three solar-powered attic ventilators, LED lighting throughout, a Tex-Cote CoolWall exterior coating for enhanced insulation and durability, and a Moen Flo Smart Water Monitor, allowing you to track water usage, detect leaks, and control your home s water shutoff directly from your smartphone. Outside, the property has been thoughtfully improved with low-maintenance landscaping, irrigation in both the front and backyard, whole-house rain gutters and a French drain added for improved drainage and peace of mind. The backyard offers a fantastic opportunity to bring your own vision to life. Whether you dream of creating an outdoor entertaining space, adding a pool, designing a lush garden, or building the backyard retreat you ve always wanted, this space provides the flexibility to make it your own. Located in a convenient El Cajon neighborhood, you ll enjoy easy access to shopping, restaurants, parks, schools, and major commuting routes, making everyday living both comfortable and convenient. If you re searching for a move-in-ready home with modern energy-saving upgrades, room to grow, and the opportunity to personalize the outdoor space, 1045 S. Magnolia Ave. deserves a place at the top of your list.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$185,000 · Aug 2000
📋 Assessed value$513,353
💵 Annual tax$6,355
🏫 School districtGrossmont Union High School District

MLS #NDP2606763MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$5,635
Principal & interest$4,548
Property tax$825
Home insurance$262
Down payment: $179,900Loan: $719,600

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.