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9956 Cummins Pl1 / 52 · Click to zoom

About this home

Nestled on a quiet cul-de-sac in a highly coveted Scripps Ranch neighborhood, this beautifully updated 4-BR, 3.5-BA home offers 2,831 sq ft of sophisticated, versatile living. The rare, open-concept floor plan features two main-floor bedrooms and two more upstairs, making it ideal for multi-generational living, guests, or a premium home office. At the heart of the home is a fully redesigned chef's kitchen boasting new cabinetry, premium appliances, custom flooring, modern stair rails, and chic designer lighting. High ceilings and skylights flood the home with natural light, leading to spa-ready bathrooms with high-end tile, new vanities, and fixtures. The private backyard oasis features drought-tolerant landscaping, room for entertaining, and mature fruit trees (black fig, orange, lime, Meyer lemon) plus plenty of space to add an ADU! Bonus: No HOA or Mello-Roos. Enjoy a classic San Diego community feel just minutes from top-rated schools, parks, trails, and dining.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,500,000 · May 2025
📋 Assessed value$1,530,000
💵 Annual tax$4,519
🏫 School districtSan Diego City Unified School District

MLS #260014679

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$11,872
Principal & interest$9,582
Property tax$1,737
Home insurance$553
Down payment: $379,000Loan: $1,516,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.