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2199 Monarch Ridge Cir1 / 35 · Click to zoom

About this home

Don't miss an opportunity to own in the exclusive gated community of Monarch Ridge! Discover a stunning sanctuary where breathtaking canyon views serve as the backdrop for this exquisite home. Spanning over 2,400 sq. ft. of elegant living space, this residence offers the perfect blend of sophistication and comfort, with sweeping vistas visible from various vantage points within the home. Experience the luxury of all three bathrooms, each exquisitely remodeled to create a serene oasis within your home. Every detail has been meticulously considered and upgraded, showcasing stunning finishes and modern amenities that elevate your daily routine. The split-level floor plan features a formal living and dining room, a cozy sunken family room, and a convenient downstairs bedroom and bathroom. The remodeled kitchen, complete with an adjoining eat-in area, includes a walk-in pantry, center island, and upgraded appliances. Vaulted ceilings and an abundance of natural light create a warm and inviting atmosphere throughout the home. Step outside to your private, low-maintenance backyard oasis, thoughtfully designed with a blend of hardscape, lush grass, and drought-tolerant plants-perfect for relaxation and entertaining. Conveniently located near Vallaha High School, as well as a variety of restaurants and shopping options!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$620,000 · Mar 2015
📋 Assessed value$760,039
💵 Annual tax$8,719
🏫 School districtGrossmont Union High School District

MLS #240021843SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$8,138
Principal & interest$6,568
Property tax$1,191
Home insurance$379
Down payment: $259,800Loan: $1,039,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.