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124 Madison Ave1 / 16 · Click to zoom

About this home

Welcome to this charming 3-bedroom, 2-bath Spanish-style home situated on a spacious 6,951-square-foot lot in a prime Chula Vista location. Completely remodeled in 2020, the home offers a bright, open-concept floor plan featuring dual-pane windows, vinyl flooring, an updated kitchen and renovated bathrooms. The converted garage provides additional flexible space that can be utilized as a bonus room, home office, gym, playroom etc. Zoned R-3, the expansive yard presents exciting possibilities for an ADU, pool or future development, subject to city approval. Ideally located near the heart of Downtown Chula Vista and historic Third Avenue, with convenient access to popular dining, coffee shops, breweries, shopping, parks and major freeways. Whether you are searching for a move-in-ready home, additional space or long-term investment potential, this unique property offers endless possibilities in one of Chula Vista s most desirable and centrally located communities.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$432,000 · Aug 2020
📋 Assessed value$476,960
💵 Annual tax$5,589
🏫 School districtSweetwater Union High School District

MLS #PTP2605644

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$4,605
Principal & interest$3,717
Property tax$674
Home insurance$214
Down payment: $147,000Loan: $588,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.