5472 San Onofre Ter, San Diego, CA — $965,000

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About this home

Welcome to 5472 San Onofre Terrace, a fully renovated San Diego property designed with flexibility and modern living in mind. This 4 bedroom, 2 bathroom home offers two separate living areas, with 2 bedrooms and 1 bathroom upstairs and 2 bedrooms and 1 bathroom downstairs. Each level includes its own kitchen and washer/dryer hookups, providing versatile living options for multi-generational living, guests, or extended household needs. The home has been extensively updated with contemporary finishes throughout, including remodeled kitchens and bathrooms, updated flooring, recessed lighting, dual pane windows, and stylish indoor-outdoor living spaces. Enjoy solar, a large backyard, gated parking access, and an expansive upper deck perfect for relaxing or entertaining. Conveniently located near major freeways, shopping, dining, and local amenities. Buyer to independently verify all information including permits, square footage, and intended use.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$400,000 · Jan 2026

📋 Assessed value$600,000

💵 Annual tax$2,243

🏫 School districtSan Diego City Unified School District

MLS #PW26114112MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$6,046

Principal & interest$4,880

Property tax$885

Home insurance$281

Down payment: $193,000Loan: $772,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.