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3156 Harbor Ridge Ln1 / 51 · Click to zoom

About this home

Experience modern urban living at its finest in the highly desirable community of Terracina, perfectly nestled on a quiet public cul-de-sac ridge where Middletown meets South Mission Hills. This beautifully designed townhome greets you with an inviting open floor plan and soaring 9-foot+ ceilings that flood the main living space with an abundance of natural light. The spacious layout transitions effortlessly from the bright kitchen straight into the dining and family areas, making it an absolute dream for both daily living and effortless entertaining. Step out onto your private balcony positioned along the scenic bluff rim to take in the crisp coastal air and dynamic views of the iconic San Diego Bay. Location is everything here; the property sits in a prime urban pocket that places you just moments away from the world-class dining, weekend farmers markets, and vibrant nightlife hubs of Little Italy, Hillcrest, and Downtown San Diego. This premium, turnkey lifestyle perfectly balances neighborhood tranquility with unmatched city connectivity, offering a rare opportunity to own a sophisticated residence in one of the city's most central and highly connected neighborhoods.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$775,000 · Sep 2020
📋 Assessed value$855,657
💵 Annual tax$10,529
🏫 School districtSan Diego City Unified School District

MLS #260016463SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$6,640
Principal & interest$5,359
Property tax$972
Home insurance$309
Down payment: $211,980Loan: $847,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.