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2952 Rosecrans St1 / 39 · Click to zoom

About this home

Just a short walk to Liberty Station, this move-in-ready 3-bedroom, 1-bathroom home in the highly desirable Loma Portal neighborhood of Point Loma is ready for its next owner. Beautifully upgraded and meticulously maintained, the main residence features recently installed mini-split systems, original hardwood floors, dual-pane windows, and an open, functional floor plan. The property has also been approved for the Quiet Home Program, helping to minimize exterior noise. The fully fenced lot includes a brand-new, fully permitted ADU completed in 2025. The 550-square-foot ADU offers 1 bedroom, 1 bathroom, mini-split heating and cooling, a private rooftop deck, separate entrance, dedicated parking space, its own electric meter, and washer/dryer hookups. Currently leased at $2,495 per month through July 15, 2026, the ADU provides excellent income potential. Water service is shared with the main residence. Together, the main residence and ADU offer 4 bedrooms, 2 bathrooms, and approximately 1,720 total square feet of living space. Ideally located near Liberty Station, the Midway District, shopping, dining, top-rated schools, and San Diego's beautiful coastline, this property offers the perfect combination of comfortable living and investment opportunity.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$734,000 · Sep 2019
📋 Assessed value$951,386
💵 Annual tax$10,635
🏫 School districtSan Diego City Unified School District

MLS #260015003SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$9,084
Principal & interest$7,332
Property tax$1,329
Home insurance$423
Down payment: $290,000Loan: $1,160,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.