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4825 W Point Loma Blvd1 / 57 · Click to zoom

About this home

Own a Piece of Ocean Beach - Iconic Cottage Lifestyle, Turnkey Income, Steps to the Sand 4 BD / 2 BA / 2 Kitchens 1,368 Sq Ft R-4 Lot No HOA No Mello Roos No CCR's. This is Ocean Beach at its most authentic. Sun-bleached sidewalks, salt air, surf culture, and the kind of tight-knit neighborhood energy that San Diego built its legend on. 4825 W. Point Loma Blvd sits right in the middle of it all - a charming coastal duplex that embodies the iconic OB cottage lifestyle while delivering a fully operational, dual-income investment from day one. Both units carry that irresistible beachy-cottage character that draws visitors and long-term renters to Ocean Beach year after year. And both are completely furnished and turnkey - no staging, no shopping, no waiting. Walk in, hand over the keys, and start collecting. Unit Two is home to a steady full-time tenant, providing the kind of reliable monthly income that anchors any investment. Unit One is an actively producing Airbnb, already tapped into the endless wave of guests who flock to OB for Dog Beach, Robb Field, Sunset Cliffs, the Newport Avenue antique strip, and the best fish tacos in San Diego. Each unit has its own private entrance - One off W. Point Loma Blvd, the other off Locust - giving every occupant their own sense of home. This is the rare asset that lets you have it all: a piece of one of California's most beloved coastal communities, a property with genuine soul and character, and an income engine that runs itself.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,525,000 · Oct 2023
📋 Assessed value$1,555,500
💵 Annual tax$19,652
🏫 School districtSan Diego City Unified School District

MLS #260007577

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$10,619
Principal & interest$8,571
Property tax$1,554
Home insurance$494
Down payment: $339,000Loan: $1,356,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.