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649 I Ave1 / 48 · Click to zoom

About this home

Set on a quiet street just five blocks from the beach, this 3,200sf offers a converted garage configured as a 1BR / 1BA handicap accessible and ADA compliant apartment ideal for guests, extended family, or nanny quarters. This Craftsman inspired residence was thoughtfully redesigned with architect Kevin Rugee to create a home that balances character, functionality, and everyday livability. Set behind a white picket fence, this mostly single level home effortlessly connects multiple indoor and outdoor gathering spaces designed for both entertaining and daily life. Stepping outside you are immediately greeted with a sun-washed courtyard featuring a built-in BBQ and granite bar-top as well as plenty of room to spread out with family or friends. Inside, the floorplan offers excellent flexibility with four bedrooms, three bathrooms, several downstairs bedrooms, and a large private office that could easily function as an additional bedroom, gym, or art studio. The kitchen was designed with both storage and usability in mind, featuring extensive custom cabinetry, a 6-burner range with skillet, double ovens, and open to the home's main living spaces. Craftsman details including crown molding and wainscoting add warmth and architectural character throughout. Upstairs, the master-suite includes a walk-in closet and spacious bathroom with a jetted soaking tub and separate walk-in shower. Additional features include a separate laundry room with side-by-side washer and dryer, and an owned 9.62kW solar system on NEM 2 billing.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$2,325,000 · May 2020
📋 Assessed value$2,667,181
💵 Annual tax$28,746
🏫 School districtCoronado Unified School District

MLS #260016424SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$25,999
Principal & interest$20,985
Property tax$3,804
Home insurance$1,210
Down payment: $830,000Loan: $3,320,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.