3026 Poinsettia Dr, San Diego, CA — $1,295,000

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About this home

Rare opportunity in one of San Diego s most desirable coastal neighborhoods! This Point Loma single-story 4-bedroom, 2-bath home offers exceptional potential and an unbeatable location just minutes from the beach, schools, shopping, and dining. Featuring a private courtyard, relaxing backyard and newer roof, the property provides the ideal setting to enjoy coastal living. Livable as-is and ready for your personal touch, it presents endless possibilities to renovate and modernize. A chance to create your dream coastal retreat in a premier neighborhood with timeless appeal.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

📋 Assessed value$102,452

💵 Annual tax$1,729

🏫 School districtSan Diego City Unified School District

MLS #PTP2604823MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$8,113

Principal & interest$6,548

Property tax$1,187

Home insurance$378

Down payment: $259,000Loan: $1,036,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.