10240 Black Mountain Rd #109, San Diego, CA — $440,000

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About this home

This move-in ready, first-floor condo located in the desirable Quail Creek Community and is a perfect starter home! The light and bright kitchen with matching appliances, updated countertops, and soft-close cabinetry, also includes a pull-out dual trash can cabinet. Upgraded kitchen has soft-close cabinets with new floor and backsplash tiling. Laminate flooring throughout. The bathroom is also updated with soft-close cabinets and porcelain tile. Located in a community with close access to the pool and laundry room.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$400,000 · Mar 2023

📋 Assessed value$424,482

💵 Annual tax$5,253

🏫 School districtSan Diego City Unified School District

MLS #240018198SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$2,757

Principal & interest$2,225

Property tax$403

Home insurance$128

Down payment: $88,000Loan: $352,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.