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1021 Scott St #1221 / 27 · Click to zoom

About this home

The MOST AFFORDABLE opportunity in all of Point Loma! A light and bright unit located in one of San Diego's most desirable waterfront communities. This well-designed unit offers a convenient layout with a sliding glass door opening to your own private balcony, perfect for enjoying coastal breezes, and is set within a private gated community that provides both comfort and peace of mind. Residents enjoy excellent community amenities, including a pool, fitness center, billiards room, office or workspace, and a stylish, presentable lounge ideal for relaxing or entertaining. Just steps from Shelter Island, you are within walking distance to marinas, boating, water sports, beaches, waterfront dining, Humphreys, Kona Kai, and scenic coastal paths, with easy access to Downtown San Diego, the airport, and Liberty Station. Whether you are searching for a primary residence, second home, or coastal San Diego investment, this unit delivers unbeatable value, lifestyle, and location in the heart of Point Loma.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$360,000 · Mar 2024
📋 Assessed value$374,544
💵 Annual tax$4,627
🏫 School districtSan Diego City Unified School District

MLS #250031135SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$2,374
Principal & interest$1,916
Property tax$347
Home insurance$111
Down payment: $75,800Loan: $303,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.