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4525 Vista St1 / 39 · Click to zoom

About this home

Welcome to this beautifully updated Kensington home, where timeless character meets modern convenience. Thoughtfully renovated throughout, the home features stunning hardwood floors, a bright and open layout, and a designer kitchen complete with sleek cabinetry, quartz countertops, and stainless steel appliances-perfect for both everyday living and entertaining. The living and dining spaces flow effortlessly, creating a warm and inviting atmosphere, while the updated finishes bring a fresh, contemporary feel to every room. The bathrooms have been tastefully redesigned offering a spa-like experience. A standout feature of the property is the versatile bonus space created from the converted garage. Above, a private guest unit provides excellent flexibility for extended family or visitors. Situated in one of Kensington's most desirable pockets, this home is just moments from the vibrant restaurants, coffee shops, and boutiques along Adams Avenue, offering the perfect blend of neighborhood charm and urban accessibility. This is a rare opportunity to own a turnkey property in a highly sought-after location with added versatility.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,612,500 · May 2023
📋 Assessed value$1,711,197
💵 Annual tax$21,027
🏫 School districtSan Diego City Unified School District

MLS #260007409SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$10,309
Principal & interest$8,321
Property tax$1,508
Home insurance$480
Down payment: $329,100Loan: $1,316,400

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.