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4502 Vista St1 / 38 · Click to zoom

About this home

This beautifully reimagined one-story home blends charm, comfort, and function. A well-planned addition created a spacious primary suite elevated ceilings and powder room, improving the home's natural flow and livability. The kitchen and dining areas connect easily as the heart of the home, while the third bedroom offers flexibility for an office, nursery or creative use. Indoor spaces open to a private backyard retreat ideal for dining, relaxing, or entertaining. Low-maintenance landscaping, a two-car garage, paid-off solar, and an EV charger add practical everyday value. Located near Kensington's shops, cafs, restaurants, and local favorites, with quick freeway access to the rest of San Diego. See Virtual and 3-D tour links for enlarged photos, floor plan, 3D tour, schools info and more.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,350,000 · Mar 2022
📋 Assessed value$1,461,282
💵 Annual tax$18,397
🏫 School districtSan Diego City Unified School District

MLS #260013504

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$8,765
Principal & interest$7,074
Property tax$1,282
Home insurance$408
Down payment: $279,800Loan: $1,119,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.