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4202 Madison Ave1 / 34 · Click to zoom

About this home

Perfectly positioned just steps from everything you love in Kensington Village, this single-level Spanish beauty w/ OWNED SOLAR blends classic character with effortless livability. From the moment you step inside, you're welcomed by immaculate original hardwood floors, a stunning barreled ceiling, and a spacious living room anchored by a gas fireplace framed with rich wood built-ins. The layout flows seamlessly into a private dining room just off the kitchen - ideal for intimate dinners or hosting friends before strolling down to Adams Avenue. Natural light fills the home, highlighting its warmth and architectural details. The kitchen offers a warm and functional space designed for both everyday living and effortless entertaining. With generous counter space, abundant cabinetry, and a thoughtful layout, it flows naturally into the dining room while still maintaining its own distinct presence. The rear bedroom features charming doors that open directly to a serene, Zen-inspired backyard retreat. Thoughtfully designed with Spanish tile accents and a beautiful gazebo, the outdoor space feels like a private escape - ideal for morning coffee, al fresco dining, or quiet evenings under the stars. Mature landscaping enhances the sense of privacy while still allowing the space to feel open and inviting. A detached one-car garage provides convenience and flexibility - perfect for secure parking, additional storage, or even a creative studio space. Homes in Kensington at this price point - especially ones that are this turn-key and rich in original character - are exceptionally rare.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,100,000 · Jan 2023
📋 Assessed value$1,167,328
💵 Annual tax$14,791
🏫 School districtSan Diego City Unified School District

MLS #260017919SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$7,887
Principal & interest$6,366
Property tax$1,154
Home insurance$367
Down payment: $251,800Loan: $1,007,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.