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4682 Vista St1 / 45 · Click to zoom

About this home

This stately home in historic Kensington, substantially enlarged in 2003, offers approximately 2,922 square feet of elegant living space featuring three bedrooms and three and a half bathrooms. The interior is anchored by an open-concept family room with a cozy fireplace, while the expansive primary suite serves as a true sanctuary with its dedicated office area, massive walk-in closet, and a luxurious bathroom equipped with a spa tub and separate shower. Beyond the main living quarters, the property includes a versatile additional room with exterior-only access, making it a perfect fit for a private home office, guest room, or pool cabana. The outdoor space is equally impressive, centered around a large pool and striking architectural elements, all while being situated just blocks from the vibrant cafes and restaurants that define this historic neighborhood's charm.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,285,000 · Aug 2005
📋 Assessed value$1,791,021
💵 Annual tax$22,441
🏫 School districtSan Diego City Unified School District

MLS #260009599SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$11,897
Principal & interest$9,602
Property tax$1,741
Home insurance$554
Down payment: $379,800Loan: $1,519,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.