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8519 Harwell Dr1 / 18 · Click to zoom

About this home

Welcome to this classic San Carlos single-family home, ideally situated in one of San Diego's most sought-after neighborhoods near Lake Murray Recreation Area, Cowles Mountain, and Mission Trails Regional Park. Set on an oversized 10,400 sq ft lot, this 3-bedroom, 2.5-bath residence offers 1,624 sq ft of comfortable living with scenic territorial views and a detached 2-car garage. The versatile floor plan provides well-proportioned living and dining spaces, while the expansive backyard lot delivers the outdoor space and privacy that defines the San Carlos lifestyle. Laundry hookups are included for added convenience. Families will appreciate top-rated schools within walking distance Gage Elementary (8/10), Pershing Middle (7/10), and Patrick Henry High School (9/10) all within the San Diego Unified School District. Easy freeway access rounds out this truly turn-key location.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$232,114
💵 Annual tax$3,452
🏫 School districtSan Diego City Unified School District

MLS #PTP2604453MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$5,820
Principal & interest$4,698
Property tax$852
Home insurance$271
Down payment: $185,800Loan: $743,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.